How ACH Pulls Work
An ACH pull funds an account's USD bank account by debiting the holder's own account at another bank. The holder adds that account once — a pull account — accepting the ACH debit authorization, and then asks for pulls from it whenever they need money in.
Get the ACH Debit Authorization
The authorization the holder of a pull account accepts: the platform may debit that account by ACH when the holder asks for a pull. Show text to the holder exactly as answered, and send version back when adding a pull account or changing its bank details.
Create a Pull Account
Adds the holder's own account at another US bank, from which ACH pulls fund the account's USD bank account. The holder accepts the ACH debit authorization in the same request.
List Pull Accounts
The pull accounts ACH pulls may debit, newest first.
Get a Pull Account
New in v3: v2 has no equivalent.
Update a Pull Account
Changes a pull account. Only the fields sent change; an omitted or empty field is left as it is.
Delete a Pull Account
Removes a pull account, which revokes the debit authorization it carries. Refused while a pull from it is still open. Pulls already made from it keep naming it.
Request an ACH Pull
Debits a pull account into the account's USD bank account. The amount shows at once as pending on the balance. For five minutes, until graceendsat, the pull can be cancelled; then it is submitted to the bank. See How ACH Pulls Work for what follows.
List ACH Pulls
ACH pulls, newest first.
Get an ACH Pull
New in v3: v2 has no equivalent.
Cancel an ACH Pull
Cancels a pull still waiting out its five-minute grace period: it becomes cancelled and the pending amount leaves the balance. Once the grace period is over the pull is being submitted to the bank and can no longer be cancelled.
Get ACH Pull Limits
What an account may pull now: the largest single pull, the most its open pulls (pending, processing or posted) may add up to, what they add up to now, and so the most the next pull may be. Show it when the holder asks for a pull — the authorization they accepted promises the per-transfer limit is shown then.
ACH Pull Webhooks
New in v3: v2 has no equivalent.